UPI Payments Finally Land on iPhones

For years, iPhone users in India have wished for seamless UPI integration on their devices, and now the wait is finally over. With the latest iOS 26 update, Apple has officially rolled out native UPI payment support for iPhones, bringing them on par with Android devices that have enjoyed this feature for a long time.

Apple Brings UPI to iOS

The introduction of UPI payments on iPhones marks a huge step forward for Apple in the Indian market. Until now, iPhone users relied on third-party apps like Google Pay, PhonePe, or Paytm to make UPI transactions. But with this new update, UPI is directly available within Apple’s ecosystem, making digital transactions faster, safer, and more convenient.

Why It Matters for iPhone Users

India is the largest UPI market in the world, processing over 12 billion transactions every month. With UPI now officially supported on iPhones, millions of Apple users in India can enjoy the same smooth payment experience as Android users—without needing workarounds or additional apps.

This update also means that iPhones become more appealing to Indian buyers, as UPI support was one of the biggest gaps between Android and iOS in the country.

How It Works

Once you update to iOS 26, you can link your bank account directly through UPI inside the Apple Wallet or Settings app. This allows you to make payments instantly by scanning a QR code, sending money to contacts, or paying merchants—just like on Android devices. Apple has also added extra Face ID and Touch ID security layers, ensuring safer transactions.

Impact on the Indian Digital Payments Market

Experts believe that UPI on iPhones will accelerate Apple’s growth in India, a market where Android dominates. By finally embracing UPI, Apple signals its commitment to localizing iOS features for Indian users.

Digital payment adoption in India is expected to skyrocket further, and with iPhone users joining in, UPI’s reach will expand even more.